Diplomat Correspondent
New Delhi: Ensuring ‘Right Pension to the Right Pensioner at the Right Time’, System for Pension Administration -Raksha (SPARSH), a flagship Digital India initiative, has emerged as the country’s first end-to-end digital pension platform.
Administered by the Defence Accounts Department (DAD) through PCDA (Pensions), Prayagraj, SPARSH has onboard 31.69 lakh defence pensioners across India and Nepal as of November 2025.
It replaces a fragmented system managed earlier by over 45,000 agencies with unified, transparent and accountable digital framework.
Major achievements include:
94.3% of legacy discrepant cases resolved: Out of 6.43 lakh discrepant cases migrated fromprevious systems, 6.07 lakh have been normalised without affecting pensioners’ entitlements.
Extensive Outreach for Elderly and Non-Tech Savvy Pensioners: 284 SPARSH OutreachProgrammes and 194 Raksha Pension Samadhan Ayojans have been held across the country. Morethan 8,000 grievances were resolved on the spot during these programmes conducted in the currentFinancial Year (FY).
Enhanced Transparency and Grievance Resolution: Pensioners can now view complete pensiondetails online, and easily raise corrections. Average grievance redressal time has come down from56 days in April 2025 to 17 days in November 2025 and as per the latest Department ofAdministrative Reforms and Public Grievances report, DAD has achieved a 73% satisfactionscore, ranking 5 thamong Ministries/Departments.
DLC 4.0 Campaign: Under the nationwide Digital Life Certificate (DLC) 4.0 campaign of DoP&PW (November 1-30, 2025), DAD has mobilised 202 offices, 4.63 lakh Common ServiceCentres, and 15 partner banks, supported by 27 Nodal Officers. As of November 30, 2025, 20.94lakh DLCs have been generated for Defence Pensioners -highest among all Departments.
Disbursements: In FY 2024 – 25, a Defence Pension Budget of Rs 1, 57, 681 crore was disbursed ona real-time basis through SPARSH. OROP-III, implemented in July 2024, enabled the quickdisbursal of Rs 1,224.76 crore to 20.17 lakh beneficiaries in just 15 days.
SPARSH stands as the largest unified pension system in India and the only fully integrated digital pension solution for defence personnel. It represents the Government’s commitment to ensuring dignity,care and timely support for veterans and their families.DD